'Investors should not go for lump-sum investments in infrastructure funds at this point.' 'The SIP route is the best to avoid any major disappointment.'
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Investors should avoid making drastic changes to their asset allocation during a market correction.
In an age where personal data is a valuable commodity, investing in cyber insurance is not just a prudent choice; it is becoming a necessity for individuals and families alike, says T A Ramalingam.
Success in this space demands more than luck, it requires sharp analysis, disciplined execution, and understanding market movers.
The United States and Ukraine have signed an 'economic partnership agreement,' giving Washington, DC access to Ukraine's rare earth minerals in return for creating an investment fund in the country, CNN reported.
All investors should ideally have a 10 to 15 per cent allocation to gold. Whether they invest in gold ETFs or SGBs should depend on their investment horizon.
PSG's focus on unity, tactical discipline and collective effort has drawn widespread plaudits ahead of their showdown with Inter Milan, who eliminated Barcelona after a thrilling semi-final.
One should avoid keeping excessive funds in one's savings account.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Financial success isn't about making impulsive moves -- it's about making informed choices, asserts Ramalingam Kalirajan.
In its highest ever reduction in seller fees, ecommerce giant Amazon India has introduced zero referral charges on over 12 million products on its platform that are priced below Rs 300. The move is aimed at boosting seller growth on Amazon.in and supporting hundreds of thousands small businesses across the country.
By taking the mutual fund route, investors can take exposure to gilts with small amounts. Over a decade or more, returns from these funds tend to be sound.
'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
I am a fan of experience, experience wins tournaments: Fleming
Younger people, who usually have a longer investment horizon which allows them to handle the interim volatility, may go for them.
As the election nears, political positions on prohibition are shifting.
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
The Securities and Exchange Board of India (Sebi), in a circular dated April 11, 2025, warned investors about rising fraud and manipulation linked to the securities market on social media platforms.
Younger investors with long investment horizons may continue their SIPs.
'This is also a time when you realise that short-term trading and dabbling in derivatives may result in financial losses.'
'If gold's recent surge has increased its allocation beyond 15 per cent in your portfolio, now may be a good time to rebalance.'
The income-tax (I-T) department has issued showcause notices under Section 68 of the Income-Tax Act to several startups over funds routed through Singapore, seeking explanations for investments received over the past five years, people familiar with the development said. The department is questioning the source, identity, and creditworthiness of overseas investors in these transactions, they said.
Do not, however, enter expecting quick returns.
rediffGURU Shalini Singh explains how to manage your emotions when you are ghosted by someone you love.
'My job is to provide people with a bouquet of options they can choose from.'
'The startup ecosystem, the government, and the owners of large pools of Indian capital need to actively support the creation of these local champions, not pull down the teams that are trying hard to get there.'
Ask rediffGURU and tax expert Mihir Tanna your income tax-related questions.
Crorepatis build wealth through disciplined saving, smart investing, and strategic risk-taking, proving that true financial freedom is earned, not inherited, says Ramalingam Kalirajan
Investors should use a mix of active and passive funds.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
The smartest homes are not the ones that dazzle with tech, but the ones that disappear into your daily life while quietly elevating it.
While MBBS continues to be the most sought-after stream for medical aspirants, post pandemic, the demand for skilled nurses and physiotherapists are on the rise, notes Nayagam PP, career counsellor and founder of EduJob360.
How do you stay calm, relaxed and focus on the important things that matter in the countdown to your special day? Get expert advice from rediffGURUS.
'Reduce your equity allocation, put that allocation into gold and fixed income.'
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
Currently, the NAPCC has eight active missions across sectors like water, energy, and agriculture, aimed at addressing climate change.
Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.
If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.